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<!DOCTYPE html> <html> <!-- Mirrored from creative-wp.com/demos/fekra/index-finance.html by HTTrack Website Copier/3.x [XR&CO'2014], Wed, 24 Jan 2018 11:41:17 GMT --> <head> <!-- set the encoding of your site --> <meta charset="utf-8"> <!-- set the viewport width and initial-scale on mobile devices --> <meta name="viewport" content="width=device-width, initial-scale=1.0"> <!-- set the title of your site --> <title>GAJANAN INVESTMENT</title> <!-- ========= Favicon Icons ========= --> <link rel="icon" href="img/favi.png" type="image/png"> <link href='https://fonts.googleapis.com/css?family=Lato:400,100,100italic,300,300italic,400italic,700,700italic,900,900italic%7CPlayfair+Display:400,400italic,700,700italic,900,900italic%7CRoboto:400,100,100italic,300,300italic,400italic,500,500italic,700,700italic,900italic,900%7CRaleway:400,100,200,300,500,600,700,800,900%7CGreat+Vibes%7CPoppins:400,300,500,600,700' rel='stylesheet' type='text/css'> <!-- include the site stylesheet of bootstrap --> <link rel="stylesheet" href="css/bootstrap.css"> <!-- include the font awesome stylesheet --> <link rel="stylesheet" href="css/font-awesome.min.css"> <!-- include the stylesheets of headers and footer of the page --> <link rel="stylesheet" type="text/css" href="css/page-assets.css"> <!-- include the helping elements stylesheets of the page --> <link rel="stylesheet" type="text/css" href="css/helper-elements.css"> <!-- include the site stylesheet --> <link rel="stylesheet" type="text/css" href="css/style.css"> <!-- include the site color stylesheet --> <link rel="stylesheet" type="text/css" href="css/bleu-de-france.css"> <!-- include the site animation stylesheet --> <link rel="stylesheet" href="css/animate.css" type="text/css"/> <link rel="stylesheet" href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/4.7.0/css/font-awesome.min.css"> </head> <body> <!-- Page pre loader --> <div id="pre-loader"> <div class="loader-holder"> <div class="frame"> <div class="spinner7"> <div class="circ1"></div> <div class="circ2"></div> <div class="circ3"></div> <div class="circ4"></div> </div> </div> </div> </div> <!-- main container of all the page elements --> <div id="wrapper"> <div class="w1"> <!-- header of the page style2 --> <header id="header" class="style21"> <div class="container"> <div class="row"> <!-- header top --> <div class="col-xs-12 header-top"> <ul class="list-inline info-list"> <li><a href="mailto:alpeshmf@gmail.com"><i class="fa fa-envelope"></i> alpeshmf@gmail.com </a></li> <li><a class="tel" href="tel:+91 9426039740"><i class="fa fa-phone"></i>+91 9426039740</a></li> <li><a href="login.html" class="login"><i class="fa fa-user"></i>Login</a></li> </ul> <!-- icon list --> <ul class="list-unstyled icon-list social"> <li><a href="#"><i class="fa fa-google-plus"></i></a></li> <li><a href="#"><i class="fa fa-twitter"></i></a></li> <li><a href="#"><i class="fa fa-facebook"></i></a></li> </ul> <!-- main navigation of the page --> </div> </div> <div class="row"> <div class="col-xs-12"> <!-- page logo --> <div class="logo"> <a href="index.html"> <img src="img/logo.png" alt="Logo" class="img-responsive w-logo"> <img src="img/logo.png" alt="Logo" class="img-responsive b-logo"> </a> </div> <div class="holder"> <nav id="nav"> <a href="#" class="nav-opener"><i class="fa fa-bars"></i></a> <div class="nav-holder"> <ul class="list-inline nav-top"> <li><a href="index.html">Home</a></li> <li><a href="about.html">About Us</a></li> <li> <a href="#">Services</a> <div class="drop"> <ul class="list-unstyled"> <li><a href="investment.html">Investment Portfolio</a></li> <li><a href="insurance.html">Insurance Portfolio</a></li> <li><a href="tax.html">Tax Fundamentals</a></li> <li><a href="estate.html">Estate Planning</a></li> </ul> </div> </li> <li class="active"> <a href="#">Products</a> <div class="drop"> <ul class="list-unstyled"> <li><a href="funds.html">Mutual Funds</a></li> <li><a href="life.html">Life Insurance</a></li> <li><a href="health.html">Health Insurance</a></li> <li><a href="general.html">General Insurance</a></li> </ul> </div> </li> <li><a href="calculator.html">Calculators</a></li> <li> <a href="#">Downloads</a> <div class="drop"> <ul class="list-unstyled"> <li><a href="https://www.prudentcorporate.com/downloadapplicationform" target="_blank">Common Application Form </a></li> <li><a href="https://www.prudentcorporate.com/downloadfmpapplicationform-fmpapp" target="_blank">FMP Application Form</a></li> <li><a href="https://www.prudentcorporate.com/downloadnfoapplicationform-nfoapp" target="_blank">NFO Application Form</a></li> <li><a href="https://www.prudentcorporate.com/downloadfdapplicationform-fdapp" target="_blank">FD Application Form</a></li> <li><a href="https://www.prudentcorporate.com/kycform" target="_blank">KYC Form</a></li> <li><a href="https://www.prudentcorporate.com/downloadincometaxforms-itf" target="_blank">Income Tax Forms</a></li> <li><a href="https://www.prudentcorporate.com/downloadmfmultiplebankregistrationform-mfmbr" target="_blank">MF Multiple Bank Registration Form</a></li> <li><a href="https://www.prudentcorporate.com/downloadfatkaandotherform" target="_blank">FATCA & Other Declaration Forms</a></li> <li><a href="https://www.prudentcorporate.com/downloadtransactionslips-translip" target="_blank">Transaction Slips</a></li> </ul> </div> </li> <li><a href="contact.html">Contact Us</a></li> </ul> </div> </nav> </div> </div> </div> </div> </header> <main id="main" role="main"> <!--service section start --> <section class="service-section container" style="padding-top:190px;"> <h2 class="lime text-uppercase font-medium">Health Insurance</h2> <div class="row"> <div class="col-md-12 col-sm-12 col-xs-12 service_content"> <div class="small_banner"> <img src="img/health.jpg" class="img-responsive"> </div> <h5>What Is Health Insurance?</h5> <p>Health insurance is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider.</p> <p>In health insurance terminology, the "provider" is a clinic, hospital, doctor, laboratory, health care practitioner, or pharmacy. The "insured" is the owner of the health insurance policy; the person with the health insurance coverage.</p> <p><b>Types Of Health Insurance Plans:</b></p> <h5>Hospitalization Plans</h5> <p>Hospitalization plans reimburse the hospitalization and medical costs of the insured subject to the sum insured. For this reason, the plans are also known as indemnity plans. The sum assured can be fixed - for a member of the family in case of <b>individual health policies</b> or â for a family as a whole in case of a <b>family health insurance policy.</b> For instance, consider a three-member family with an individual cover of Rs. 2 lakh each. Each member can claim reimbursement for a maximum of Rs. 2 lakh as all three policies are independent.If the family applies for a family health plan cover of Rs. 6 lakhs, then any family member can claim medical benefit for more than Rs. 2 lakh so long as it is within the overall sum assured of Rs. 6 lakhs.</p> <h5>Hospital Daily Cash Benefit Plans</h5> <p>A hospital cash plan pays you a specific prefixed amount for each day you are hospitalized. The number of days for which this benefit is paid is typically capped. This plan is useful to cover ancillary costs (medical and non-medical) that are not covered under health insurance plan and to provide for loss of income during hospitalization ( for self-employed ). While deciding this plan you need to look into Daily cash limit, Number of days of coverage in a policy year and eligibility (or pre-conditions) for claiming the benefit.</p> <h5>Critical Illness Plans</h5> <p>These are benefit-based health insurance plans which pay a lumpsum amount on diagnosis of predefined critical illnesses and medical procedures. The illnesses are specified at the outset. By nature, critical illnesses are high severity and low frequency and cost of treatment is higher compared to regular medical problems like heart attack, stroke, among others.</p> <p><b>Reasons To Buy Health Insurance</b></p> <ul> <li><i class="fa fa-check-circle-o"></i>Rising Cost of Treatments: Medical treatments cost rise by 15% every year due to Inflation.</li> <li><i class="fa fa-check-circle-o"></i>Financial Security: Gives you financial security and quality healthcare access for expenses like hospitalization, day care treatments and even OPD expenses.</li> <li><i class="fa fa-check-circle-o"></i>Tax Benefit: Saves your tax under Section 80D up to INR 55,000 every year</li> </ul> <p>Once you buy a health insurance plan, you might feel relaxed that you have covered you and your family against any possible hospitalization in future. But if you don't go through the exclusion section of your policy, then you might get surprises at the time of claim. So before finalizing on any health insurance plan go through its exclusion and select the one which has least number of <b>exclusions</b> and are clearly defined.</p> <p><b>Pre-Existing Diseases</b> are those which you are suffering from before opting to buy a health insurance plan, and therefore insurance companies do not cover them from day 1 of your policy. They have a waiting period ranging between 2-4 years in which they will not be liable for any claim arising on account of your pre-existing disease. Therefore you should look for health plans which will cover your existing disease and have the least number of years of waiting period.</p> </div> </div> </section> <!-- service section end --> </main> <!-- footer of the page --> <footer id="footer"> <!-- footer cent --> <div class="footer-cent bg-shark"> <div class="container"> <div class="row"> <div class="col-md-6 col-sm-12 col-xs-12"> <div class="row"> <div class="col-md-7 col-sm-6 col-xs-12"> <div class="f-info-col"> <h5>About Us</h5> <p>At <b>GAJANAN INVESTMENT</b> we follow our passions backed by expertise and experience. We started our journey of spreading financial awareness at all levels of society and making our clientsâ lives safe, secured and wealthy from 2011.</p> <!-- footer social --> <ul class="list-inline footer-social"> <li><a href="#"><i class="fa fa-facebook"></i></a></li> <li><a href="#"><i class="fa fa-twitter"></i></a></li> <li><a href="#"><i class="fa fa-google-plus"></i></a></li> </ul> </div> </div> <div class="col-md-5 col-sm-6 col-xs-12"> <div class="f-popular-tags"> <h5>Our Products</h5> <!-- foote tags --> <ul class="list-inline footer-tags"> <li><a href="funds.html"><i class="fa fa-angle-double-right" aria-hidden="true"></i>Mutual Funds</a></li> <li><a href="life.html"><i class="fa fa-angle-double-right" aria-hidden="true"></i>Life Insurance</a></li> <li><a href="health.html"><i class="fa fa-angle-double-right" aria-hidden="true"></i>Health Insurance</a></li> <li><a href="general.html"><i class="fa fa-angle-double-right" aria-hidden="true"></i>General Insurance</a></li> </ul> </div> </div> </div> </div> <div class="col-md-6 col-sm-12 col-xs-12"> <div class="row"> <div class="col-md-6 col-sm-6 col-xs-12"> <div class="f-lastest-news"> <h5>Contact Us</h5> <!-- footer news box --> <ul class="list-inline footer-tags"> <li><i class="fa fa-map-marker" aria-hidden="true"></i>F-34, Mulkt Bhavan, Nr. Old Bus Station, Rajmahal Road, Mehsana-384001</li> <li><i class="fa fa-mobile" aria-hidden="true"></i> +91 9426039740</li> <li> <a href="mailto:alpeshmf@gmail.com"><i class="fa fa-envelope" aria-hidden="true"></i>alpeshmf@gmail.com</a></li> </ul> </div> </div> <div class="col-md-6 col-sm-6 col-xs-12"> <div class="f-contact-form"> <h5> our Location</h5> <iframe src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d14624.66217730837!2d72.37506277954274!3d23.59839520463051!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x395c435d907b92cb%3A0x58aa8a9c9520abbc!2sRajMahal%20Palace!5e0!3m2!1sen!2sin!4v1617972678719!5m2!1sen!2sin" width="100%" height="200" style="border:0;" allowfullscreen="" loading="lazy"></iframe> </div> </div> </div> </div> </div> </div> </div> <!-- footer bottom --> <div class="footer-bottom"> <div class="container"> <div class="row"> <div class="col-md-6"> <span>Copyright © 2021. All Rights Reserved By <a href="index.html">GAJANAN INVESTMENT</a></span> </div> <div class="col-md-6 devlope"> <span>© 2021 Designed and Developed By <img src="img/pru_it.png"></span> </div> </div> </div> </div> </footer> </div> <div class="fa fa-chevron-up" id="gotoTop" style="display: none;"></div> </div> <div id="style-changer" data-src="inc/style-changer.html"></div> <!-- include jQuery library --> <script type="text/javascript" src="js/jquery-1.11.3.min.js"></script> <!-- include bootstrap JavaScript --> <script type="text/javascript" src="js/bootstrap.min.js"></script> <!-- include custom JavaScript --> <script type="text/javascript" src="js/jquery.main.js"></script> <!-- include plugins JavaScript --> <script type="text/javascript" src="js/plugins.js"></script> </body> <!-- Mirrored from creative-wp.com/demos/fekra/index-finance.html by HTTrack Website Copier/3.x [XR&CO'2014], Wed, 24 Jan 2018 11:42:40 GMT --> </html>
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